Straight-Forward
Mortgage & Insurance Services
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate commercial and some buy to let mortgages.
Commercial mortgages are available by referral only.
“Julia is very friendly, helpful and deals with things promptly, making the whole process easy and stress free! Excellent service!”
About Heritage Estates
- Firstly, we’ll arrange a no-obligation consultation at your convenience, to discuss your requirements.
- We’ll discuss your existing borrowing and obligations, and look at the appropriate mortgage products available for your new home from a wide range of lenders.
- Before applying for a mortgage product, we can do calculations to show you the monthly and lifetime costs of a mortgage to check its affordability.
- When you’re happy with a particular mortgage product, we can help you with the application and get an “agreement in principle” from the lender.
- We’re available for you to contact should you have a question about your mortgage at a later date.
Our Commitment To You
Saving you money
We’ll help to ensure you don’t waste money unnecessarily by paying a higher monthly amount than you need to for your mortgage.
Saving you time
We’ll help to save your time and effort by recommending only the most appropriate solutions for your circumstances. We can also advise which lenders you are more likely to be accepted by, so that you don’t apply for mortgage products unnecessarily.
Guiding you through the process
How much will a mortgage cost? Can I afford it? What deposit will I need? We’re on hand to answer any questions you might have, and help you to apply for the appropriate mortgage in a smooth and easy manner.